Fee Schedule

Basic fee is per hour; payment is due at the start of each session. Fees may be adjusted according to ability to pay; see attached fee schedule. Phone calls of longer than 10 minutes duration are billed according to the agreed-upon rate. Should a case involve legal matters, such as court reports, that require my participation, additional fees will be determined at that time.
Clients are responsible for all penalties and fees charged for checks returned due to insufficient funds.
A minimum of 24 hours notice is required for cancellation of a session. A client who gives less than 24 hours notice will be responsible for payment of the missed session. Telephone contact exceeding 10 minutes will be billed at the agreed-upon rate.
One or more of a variety of individual and relational inventories such as the Meyers-Briggs, Prepare/ Enrich, 16PF, The Marital Satisfaction Inventory and the MMPI often prove useful for counseling. Because these provide information in a condensed form, they may actually speed the process. Additional fees may be required for scoring and evaluation of this information.

Finances

I can and sometimes do work with insurance panels. We can look at what your insurance might cover, and make decisions accordingly. In my experience, few insurance companies pay for marital therapy, and many pay for only a few categories of treatment, with limitations as to the number of sessions they will pay for. It is a good idea to know what your company will pay for, how much of a co-pay they require, and what the deductible is. It is also good to consider whether a detailed formal diagnosis is required by them, which might in the future raise your premium or make health care difficult to obtain.

Having said that, it is amazing how many people will pay for large homes, expensive cars, boats, vacations and toys for themselves and their children, but ignore or not want to pay for the mental health options that will allow them to function in healthy ways. It is also amazing how many of us expect that habits and patterns of relating that were established over many years can be changed overnight. E-mail is instant, abiding change takes time–time to take a shape that fits and feels comfortable, and time for it to become habitual.

And having said all of that, I work with couples and individuals to help make treatment as affordable, efficient and brief as possible, and I do take major credit cards.